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What Happens if My Car is Stolen While I Have a Car Title Loan?

September 09, 2019

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Car Title Loans are a popular loan option for many Americans who find themselves suddenly facing a financial crisis or who just happen to be in need of a little extra money. This is because they are easy to get. Anyone with a car title in their name that's free of any liens can get a car title in a very short time. This means no waiting for the long process often associated with traditional lenders and not having to deal with all of the qualifications associated with banks and credit unions.

Quick Cash Auto Loans is a great place to go when you need a car title loan. Our number one goal is excellent customer service. At Quick Cash Auto Loans, we want to give you the best loan experience possible. There are no credit checks at all, so it doesn't matter if you have good credit, bad credit, or even no credit at all. We won't check it. The loan amount you qualify for is based solely on the value of your vehicle. At Quick Cash Auto Loans, we also won't ask you any questions about why you need the money. You can use it for whatever purpose you desire. As long as you have a vehicle with a clear title, you can get a loan with us. It's a simple process. All you need to do it bring us your car so we can take a look at it, a valid I.D., proof of income, and proof of where you live. You don't even need to have a job. All you need is a verifiable source of regular income.

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The best part if, you don't even need to leave your car with us to get a loan. All we need is the title. You can continue to drive your car as you normally would, ensuring there is no disruption in your daily routine. We know that it can be stressful enough when you find yourself in a financial crush. The last thing you need is to be without your car. No need to worry about that when you get a loan with us.

What if My Car is Stolen While I Have a Car Title Loan?

This is a very good question. Nobody wants to be the victim of car theft, but sometimes unfortunate events occur. Having your car stolen while you have a car title loan out does not change anything about the car title loan. You will still be responsible for the loan. In the event your car is stolen while you have a car title loan out, the first thing you want to do is make a police report and get it filed. It's extremely important to document everything. The police report will serve as a way of showing that the missing vehicle is not your fault and that it is indeed stolen. Ask the police for a report number, ask for the name of the police officer on the scene, and make sure you get the names and numbers of witnesses at the scene if there are any. Make a note of where the vehicle was when it was stolen.

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Your next step is to contact your insurance company. While you are still responsible for the car title loan, the money you get from the insurance company could be a way to pay that car title loan off. Be sure to contact your car title loan company and fill them in on what's going on. You can continue to make payments on the loan as normal, but at least let them know the car you used to get the loan is no longer in your possession. If you have a problem getting to work and paying the loan back in a timely fashion, ask if there is a way to make another arrangement. Maybe they can wait for the insurance to pay out before you pay off the loan.


At Quick Cash Auto Loans, we are here to work with you to find the solution to your financial problems. If something happens and your car is stolen, we can work with you to find a way to handle the problem. The key is to be up front about the situation and to be completely transparent. Obviously no one wants to find themselves in a situation where they are having financial struggles and they have their car stolen at the same time, but no problem is too big to handle. Quick Cash Auto Loans understands that emergencies happen. We can work with you to find the right solution.

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When you need money fast and want to avoid the hassle of traditional lenders, let Quick Cash be your car title loan solution. Fill out the form here on our website or call us at (786) 600-3411. One of our car title loan experts will be happy to answer any questions you may have and happy to help you get the loan process started right away.

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