A Car Title Loan Allowed This Miami Couple to Repair Their AC Right Before Summer
May 08, 2017
Buying your first home is an unforgettable experience. You build up expectations and your mind fills itself with décor ideas. You invest your time, money, and effort to find the ideal home you've been looking for. The truth is that oftentimes the place that has every item on your checklist doesn't exist and you have purchase the one that best suits you and your family. However, doing some remodeling and repairs after you move in could save money and you can add your own personal touch to the details. This was the case of a young Miami couple that had found a good price for their first home. The house needed some repairs, among which they found the central air conditioning broken. Anyone living in Miami knows that a functional AC system is imperative, especially in the summer. Unfortunately, the couple had run out of money after the home purchase, so they would have to look for an alternative solution to fix the appliance on time.
The young couple wanted to move in right away, so they would have to repair the air system if they wanted to keep their house cool during the upcoming summer. They knew that going through a long lending process at a banking institution was not an option given that summer was just around the corner. They decided to start looking for faster ways to get the money they needed and concluded that having central air was more important than their car at the time. They planned on selling their car to have the appliance repaired. The husband, who wasn't very comfortable with the idea after all, told his mother about selling the car. His mother told him that she once had applied at a company that offered car title loans in Miami
called Quick Cash Auto Loans. She also said that it had been a very simple and quick process.
The couple showed interest in learning more about it, so they went online and visited our website. They checked some testimonials from previous satisfied customers, the instructional video, and our blog before making a decision. Here are the most appealing aspects of our company that caught their attention.
Good credit, bad credit, no credit, no problem!
The couple read that our customers use the title of their car as collateral. Since all our loans are based on the equity in the clients' vehicle, we don't take their credit history into consideration when reviewing loan applications. This means that anyone who owns a car and its title can easily apply for a loan with low risk of refusal despite having good, bad, or no credit. This information could raise their chances of getting approved, given that they had a poor credit history.
Time to pay back the loan
The couple learned that our company gives a period of twelve months to pay back the loan. These payments are divided into installments to ease the stress of paying it back. The interest rate is also divided into monthly installments. However, if a customer pays the entire loan amount before the twelve months, we don't charge an extra fee for prepayment. The customers felt confident that they'd be able to pay all the installments on time.
Almost immediately, our clients noticed another policy regarding the amount of money we lend our consumers. Our loans range from $300 to $25,000—based on 50% of the total value of the car. To determine this value, our experts inspect the car at our loan office. They take some variables into consideration, such as make, model, year, current condition, among others. Once the value is confirmed, the agent sets the loan amount.
Easy loan process
At Quick Cash Auto Loans, we are aware our clients have busy schedules. This is why we've come up with the fastest loan process. The application can be completed in three simple steps—fill out the application form; we then contact you, and assess the car to receive the loan. The first step can be done anywhere with Internet connection and a laptop, PC, tablet, or mobile phone. Just by filling out the form on our website, anyone can start the loan process.
The second step is to get in touch with our loan experts, which happens shortly after submitting the online application. Our agents guide their clients through the whole process, answering their questions and providing them with information concerning the next steps. The third step is to assess the vehicle and turn in the requested documents. In this step, the customer drives his or her car to our loan office where it's evaluated to determine its value. After that's established, the loan agent sets the loan amount and the customer receives the money that same day.
Keep driving your car
This policy caught the couple's eye right after entering our website. They were relieved that they wouldn't have to sell their car. Instead, it is used it as collateral for the loan, meaning they would be able to keep it. Our policy on this matter states that anybody with a car for private use is free to apply for a loan at Quick Cash Auto Loans and continue driving his or her car while paying back the loan.
After learning all of this information, the couple decided to start their application process that same day by filling out the form on our website. They were pleased by how fast the loan agent contacted them. The young couple scheduled an appointment with the expert to evaluate their car and submit some easily accessible documents. On the day of the appointment, our experts determined the equity in the car and after agreeing to some terms and conditions, the couple received their money.
Sometime after, the wife contacted our agent to thank us for the excellent service and the easy and fast process. The woman said it had allowed her and her husband to repair their air conditioning right before summer. She was very happy with her new home and said that she would recommend our service to anybody in need of a loan.
This successful outcome is one example of the many cases in which our loan specialists can help customers get the money they need to fulfill their needs. Our company takes great pride in helping people like you every day, providing the fastest and simplest loan processes.
If you want to start your application process today, just fill out the form
on this page or call (786) 600-3411
. You can also find us on Facebook as Quick Cash Auto Loans
and follow us on Twitter @QCashAutoLoans
and Instagram @QuickCashAutoLoans