Financial stress becomes more prominent with the approach of the holiday season. Some people save through the whole year for their holiday shopping, while others try harder to preserve their financial stability through all the added expenses.
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All loans have a re-payment term of 12 months. You can pay off the loan anytime without any pre-payment penalty and Interest rates are determined and approved by the State of Florida and based on the loan amount. The maximum allowable APR is 30% (This includes the interest plus fees and other costs for one year). You will only pay interest for amount of time your loan is outstanding. Below are a couple of examples.
The following chart contain examples that illustrate the cost of a loan to the borrower. Please let us know if you have any questions or queries. We are happy to answer all questions and provide any additional information that you may need. Our process is completely transparent, ensuring that you are able to make an informed decision.
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