Blog for the month August, 2025

August 25, 2025

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What Is the Minimum Credit Score for a Title Loan?

A Magnifying Glass on Top of a Bank Statement

Car title loans are an appealing alternative for people with bad credit, but is there a minimum score you need to meet before qualifying for the loan?

About Us

Quick Cash Auto Loans is dedicated to helping those who need money fast and wish to avoid the long process of applying to other financial institutions, providing an immediate solution in three simple steps available to anyone who owns a vehicle.

(786) 600-3411

To contact us call our phone number shown above or visit the inspection station closer to you.

All loans have a re-payment term of 12 months (Maximum Loan Term - 12 Months | Minimum Loan Term - 12 Month). You can pay off the loan anytime without any pre-payment penalty and Interest rates are determined and approved by the State of Florida and based on the loan amount. The maximum allowable APR is 30% (This includes the interest plus fees and other costs for one year). You will only pay interest for amount of time your loan is outstanding. Below are a couple of examples.

The following chart contain examples that illustrate the cost of a loan to the borrower. Please let us know if you have any questions or queries. We are happy to answer all questions and provide any additional information that you may need. Our process is completely transparent, ensuring that you are able to make an informed decision.

Annual Percentage Rate

27.993

Finance charge

$177.35

Amount Financed

$1122.25

Min Monthly Payment

$108.30

Total of Payments

$1299.60

Number of Months

Loan amount

$1000

Annual Percentage Rate

23.99

Finance charge

$420.53

Amount Financed

$3121.75

Min Monthly Payment

$295.19

Total of Payments

$3542.28

Number of Months

Loan amount

$3000